Richard started as a Financial Planner in 1988, a time when most people did not know what Financial Planning was. Richard obtained his Certified Financial Planning designation (CFP) in 1992 and his Registered Financial Planner (R.F.P.) from the Institute of Advanced Financial Planners in 1995.
In 2001 he trademarked The Essential Financial Lifestyle ApproachTM focusing on asking some tough questions and helping clients to achieve their goals.
Richard’s planning process enables him to take clients through all the different phases of life. He works with them step by step to develop a plan that works for them. Once a plan has been implemented, it will be monitored to ensure that they remain on course. He understands that life changes and strategies need to be modified to ensure that they are still on the right path.
After having his own planning practice, Richard joined Brian Mallard & Associates in 2014 to further enhance his planning process.
Richard enjoys spending time at the cottage with his family and friends. He also enjoys travelling, with Mexico being a favorite destination.
• Richard is President of Saskatoon Estate Planning Council
• Board member of St. Anne’s Senior Citizens Village Corp.