Rick began his working career as a power lineman with Manitoba Hydro in 1973. In January 1979, Rick joined Mutual Life of Canada as an individual insurance representative and has worked in insurance and financial planning since that time. Rick has both served as an advisor and manager for two of Canada’s leading insurance and investment firms. He obtained his Chartered Life Underwriter (CLU) designation in 1997. Rick then achieved the Chartered Financial Consultant (Ch.F.C.) designation in 1999. Rick finds the best part of being a trusted advisor to his clients is helping them accumulate, manage and distribute their assets during their lifetime and as a legacy to their heirs.Joining Brian Mallard and Associates in 2011 has allowed Rick to pursue this aspect of the business to the fullest extent in a positive, dynamic team environment. Rick has been married to Iris since 1977. He is actively involved in a number of community and corporate boards including the PAOC Pension Fund and SGI Canada. Rick and Iris enjoy golfing and travelling to warm locales during the winter months.