Brian Mallard, President of Mallard Wealth Advisors, was recently awarded a medal at the Queen’s Platinum Jubilee Medal Ceremony in Saskatoon for his valuable contributions to the province of Saskatchewan.

At the event I recently attended, I heard from a woman who I will refer to as Rachelle. Over 10 years ago, Rachelle received devastating news that she had been diagnosed with breast cancer while she was 5 months pregnant.

Let’s let that sink in. Not only was she concerned about her own health, but she was growing a baby and until that news had been experiencing a healthy otherwise uneventful pregnancy. The good news is that she is a cancer survivor and has a healthy 10-year-old son.

The budget focused on affordable housing and transitioning to a green economy. While there were no changes to the federal personal or corporate tax rates in the 2022 federal budget, I have highlighted some of the changes that may impact individuals.

Holistic financial planning refers not only to the examination of the entire financial picture of a client but also an examination of the financial psychology or behavioural biases of our clients and their unique situations. Financial planning is more complex than simply plugging in the numbers and seeing where the math leads. We are complex, thinking and feeling, social creatures whose financial biases are often engrained in us through our family history, and our individual upbringing. We are all unique as well as uniquely situated in our families, communities, and workplaces.